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  • Feeling FICA
    What does FICA stand for?
    FICA stands for the Federal Insurance Contributions Act. The history of the act reverts back to the year 1935, when the government implemented the social security program. A...
  • Social Security Tax
    You should be able to find several indispensable facts about social security tax in the following paragraphs. If theres at least one fact you didnt know before, imagine the difference it might make....
  • Women, Retirement and Social Security
    Which of the following are reasons that Social Security is especiallyimportant to women:a) Women are less likely to have pensions when they retire.b) Women live longer than men, increasing chances of outliving...
  • AARP Fights Medicare
    The AARP Health Care Options Program is a unique AARP-endorsed program offering health insurance, as well as special savings on services and health information. AARP saves consumers from having to do individual...
  • Boosting Retirement Income - 7 Tips
    7 Ways to Boost Your Retirement Income
    Retirement contributes almost 1/3 of a persons life. It is for this reason that retirement should be given preparation and planning. Many Americans forget to save...
  • The Hidden Costs of Medicare in 2006 - An Analysis
    Nearly one year after congress passed the Medicare andprescription drug plan, both sides are still debating itssupposed benefits, or detriments. Unfortunately, many of thepeople who will be affected by...
  • Millions to Receive Social Security Boost
    The authorities announced that next year, social security checks will up rise an average of $39 monthly for almost 50 million Americans.This is the biggest boost in 15 years. But not only security checks...
  • Explanation Of Retirement Benefits
    RETIREMENT BENEFITBenefits constitute the most important spot when you reach old age. Different agencies takes business on this matter and most of them provides a comprehensive details and options to managing...
  • Saving For Retirement Today
    Save for Your Retirement Today
    When you are young and sprightly, thinking of your retirement years will most certainly be the last thing on your mind. However, its never too early to think about the future,...
  • Retirement & Social Security Benefits
    Factors Affecting Retirement Benefits from Social Security People need to work in order to survive in the continuous struggle for existence. Through work and the salary that they get in exchange of the...
  • SOCIAL SECURITY IN FOCUS
    Just what is Social Security? Social Security is an agency directed to provide benefits that would act as a safety net for all citizens covered by it. Social Security is not only concerned with retirement...
  • Smaller Than Expected Medicare Premium Increases.
    With the recent increase in premiums for Medicare, for most the payments have jumped up by 5.6% to $93.50 monthly or ($1,122 a year). Overall though most agree, this increase in premiums is a lot smaller...
  • HOW IMPORTANT IS YOUR SOCIAL SECURITY NUMBER?
    Social Security is providing each member with individual Social Security Number. The rationale behind the issuing of Social Security Number is to facilitate the processing of claims and benefits. Each...
  • Free Power Chairs
    Many people will eventually need a power chair. People often ask questions such as what type of power chairs are available, and how hard is it to qualify for a free one. There are many power chair models...
  • Making sense of Medicare changes
    Medicare changes are a top priority among older folks these days, and with good reason. For years it has been known by numerous Americans that Medicare needed an overhaul that would come some day, and...
  • The Social Security Meltdown: A $35 solution
    Ive been thinking about those regular benefit statements we all get from Social Security. You know the ones I mean. They report on your lifetime earnings. And then they also say that about the year 2038,...
  • Retirement - Are You Prepared ?
    Preparing For Retirement
    Certain questions arise whenever an employee starts to think about retiring. Sadly, many reach retirement age unprepared. Some started planning late because of ignorance or lack...
  • Medicare, Social Security and Retirement
    Everything keeps changing, how do I keep up? Why is there so many choices? This is common question and concerns of most seniors today. The cost of health and prescriptions is higher today for seniors,...
  • Individual Taxpayer Identification Number (ITIN)
    What is an ITIN? Individual Taxpayer Identification Number (ITIN) is a tax processing number issued by the Internal Revenue Service. Individuals who are required to have a U.S. taxpayer identification...
  • SOCIAL SECURITY SURVIVOR BENEFITS
    Two things in this world are sure and these are living and dying. The living part benefits of Social Security comprises of disability benefits, retirement benefits and Medicare Health Benefits. The death...
  • Outsmarting FICA
    In a world where the vast majority of millionaires are made just pennies and dollars at a time, controlling and managing your money is paramount to establishing financial freedom. Understanding FICA inside...
  • Women and the Social Security Program
    "While distinctions in the treatment of men and women under the Social Security program are now virtually nonexistent, differences in the typical work patterns of men and women have significant effects...
  • Making Sense of the Medicare Prescription Drug Plan
       The newly added Medicare Prescription Drug Plan, also referred to as Part D, is due to go into effect January 1, 2006. And even with all the information that seniors had been inundated with this past...
  • Medicare Supplement Quotes
    Medicare is a well-known term for American employees. It is a health insurance program administered by the government. It is an insurance program intended for those who are over the age of 65 and for those...
  • Taxability of Social Security Benefits
    The IRS determines whether your Social Security benefits are taxable by looking at your total income and marital status. Form SSA-1099, which Social Security recipients should receive by January 31, shows...
  • Health Insurance History
    A brief history of health insurance coverage reveals that in the aftermath of World War II, the US government sought to provide maximum benefits to the populations in her efforts to reduce the burden otherwise...
  • Changes in the Social Security Laws
    It is time we educate and update ourselves regarding essential issues of the Social Security Administration. By having enough knowledge of SSAs vital programs concerning Supplemental Security Income (SSI)...
  • How To Take Advantage of Medicare Part D
    Try to imagine the new medical insurance plan from a detached position. There is an excellent opportunity for seniors sharp enough to see it, and it is available to anyone willing to do a little math....
  • Why File a Social Security Claim?
    Disabilities are hard to accept. It simply loses anybodys confidence and assurance. It connotes pain, suffering and loss of earnings. This chaotic plight involves not only the disabled person but his...
  • A Look at Electric Wheelchairs and Medicare
    Electric wheelchairs are very expensive and therefore, it can be a difficult decision whether to buy one. However, Medicare usually covers up to 80% of the cost of electric wheelchairs. Any secondary insurance...
  • SOCIAL SECURITY MEDICARE BENEFITS
    There have been many discussions regarding social security but just what social security means. The term social security pertains to the benefit payments provided to workers and their dependents who qualify...
  • Social Security Rant
    As the Baby Boomer Generation continue to get older, one of the hot topics will continue to be Social Security. Critics claim that Social Security is going bankrupt, and that it needs to be privatized...
  • Will Social Security Be Enough For Your Future?
    Will Social Security Be Enough For Your Future?By James A. GageWhile many Americans realize that Social Security wont provide them with enough income to get by, most people might not realize just how...
  • Affordable Health Insurance In Ohio
    Seniors on Medicare are undoubtedly interested in an excellent way to get additional information about affordable health insurance in Ohio. The program is called OSHIIP (Ohio Senior Health Insurance Information...
  • Vital Facts about Social Security Death
    Ignorance excuses no one. It is a well-established legal maxim which means dont sleep on your duty to know the law in order not to be oppressed or victimized. Most of the deceased family members are...
  • Retirement Health Insurance
    Health care is a priority at any given age. After retiring however, health care probably becomes the most important focus as one tries to stay in good health; this means more visits to the doctor for routine...
  • Social Security and Living with AIDS
    Over the years, cases of people living with HIV/AIDS have increased. Although treatment for AIDS and HIV exist, there is no known cure until today. People with AIDS are confronted with the problem of coping...
  • Don't Trust Your Long Term Care to Medicare
    For many people, making the decision whether or not to purchase long term care insurance can be a tough one. They are very costly, there is no guarantee youll ever need it, and if you do, surely Medicare...
  • How to Have Medicare Pay for Your Power Wheelchair
    Power wheelchairs and scooters truly enhance the life of the disabled in a way that those of us with able bodies could never understand. Limited mobility from such conditions as arthritis, heart disease,...
  • Social Security Benefits After Divorce
    Divorce does have some effects on social security benefits. The basics are quite simple. If you are entitled to receive social security benefits based upon your own earnings record, you will, of course,...
  • Social Security and Our Current Tax System
    Every week that you work, there are taxes deducted from your gross payroll that are distributed to the Social Security Administration, along with other programs administered by the government. Of all the...
  • Solving Social Security: Fire the Politicians!
    As an investor, Ive always wondered why Social Security is such a problem. Whats so difficult about managing this particular Trust Fund, and why is it so different from other investment accounts that...
  • Just the Facts...About Social Security
    An easy to understand outline of social security For most of us, Social Security is the check our grandparents receive, or the chunk of money taken out of each paycheck. Its the elusive pot of gold that...
  • Social Security Member's Concerns
    Changing of Names
    The Social Security has set some rules and regulations to be followed by members who wish to have their names changed. There are various circumstances where name changing is allowed and...
  • Medicare And Medicaid Plans
    Medicare is Americas health insurance program for citizens or permanent residents age 65 or older. Some patients younger than age 65 can also qualify for Medicare, including those who have disabilities...
  • Won't Medicare Pay for Our Long Term Care?
    Copyright (c) 2006 Clay CottonFact: Medicare is NOT DESIGNED to cover long term care. It was designed primarily to help with short term rehabilitation."How much WILL the government actually pay?"Medicare...
  • The Changing Face of Retirement
    Americans are retiring younger and leading more active lifestyles after than ever before. The Baby Boom Generation has already begus taking early retirement. In another 30 years, Generatoin X will have...
  • What You Should Know About Medicare
    Medicare is the Federal health insurance program that is available to older people and to many of those with disabilities. Generally, a person is eligible for Medicare when turning age 65. In other instances,...
  • The History of the Social Security System
    In the years before the Great Depression, not very much thought had been given to the economic well-being of the countrys elderly, nor about the economic health of the country as a whole. But the Great...
  • Guide To Retirement Income Security
    A Guide to Secure your Retirement

    There are several meanings that people might put to the term "retiring comfortably". You might plan on hopping around the globe, or obtaining a dream castle in a faraway...
  • AN OVERVIEW OF BENEFITS (Part II)
    SOCIAL SECURITY BENEFITS FOR FAMILY MEMBERSFamilies of Social Security members are also covered by Social Security Benefits. When members retires or became disabled their members also received their share...
  • Senior Scam Alert! #5, Phony Social Security Scams
    Welcome to the Senior Scam Alert, a column designed to inform seniors of scams and cons that are regularly committed against them. Seniors are victims of cons more often than any other age group. People...
  • THE BASIS FOR SOCIAL SECURITY BENEFITS
    There are certain bases which the Social Security use in order to determine the amount of benefits to be released for each of their member. The Social Security Benefit is based on factors such as date...
  • Warning: The Biggest Lie About Social Security
    Like I said, If you are poor and on social security do not, and I repeat do not read this article. Why? Cause I am going to blast the recent article that was in USATODAY on August 16, 2005.The one that...
  • Medicare Part D Doesn't Have To Be Confusing
    As of Jan. 1, 2006, the federal government expanded Medicare coverage with the launch of the Medicare Part D program. This program enables seniors to get the prescriptions they need, when they need them...
  • Avoid The Donut Hole of Medicare Part D
    Did you know that more and more people who have Medicare coverage are turning to Canadian Pharmacy Online services? Do you realize that even with Medicare Part D, most of the people covered by Medicare...
  • Your Social Security
    It seems like everyone I talked to has a different opinion on when they would be eligible for Social Security. Some younger folks said that they couldnt retire until they were at least 70. A lot of older...
  • President Bush Supports Price Negotiations
    A recent article on Merrill Goozners blog GoozNewz points out that President Bush recently endorsed drug price negotiations. Many have thought the president to be staunchly opposed to letting Medicare...
  • WHY PAY YOUR SOCIAL SECURITY TAXES?
    Why pay your social security taxes? It is important to pay your social security taxes in order for you to earn your social security credits. These social security credits can help you and your family...
  • Medicare Tax
    In 1965, Congress enacted the Social Security Act, and established the Medicare tax as a way to care for the elderly in this country. In addition to the creation of Medicare, Medicaid was also established,...
  • GET TO KNOW YOUR MONTHLY SOCIAL SECUIRTY BENEFITS
    The benefits offered by Social Security are more than just your monthly retirement benefit. In fact monthly benefits are also paid to disabled working members under the age of 65. Likewise, retired members...
  • SOCIAL SECURITY: WILL IT BE ENOUGH FOR RETIREMENT?
    Social Security retirement benefits are based on three major factors: you current age, your age when you begin receiving benefits, and your past earnings. You are free to stop working and start receiving...
  • New Preventive Services From Medicare
    New Preventive Services From Medicare by Mark McClellan, MD, PhD Administrator, Centers for Medicare & Medicaid Services (50PlusNow™)-Living a healthy lifestyle has long been recognized as the best way...