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Social Security IOUs Stashed Away (The Washington Times)
PARKERSBURG, W.Va. | The retirement nest egg of an entire generation is stashed away in this small town along the Ohio River: $2.5 trillion in IOUs from the federal government, payable to the Social Security Administration. It's time to start cashing them in. For more than two decades, Social Security collected more money in payroll taxes than it paid out in benefits - billions more each year ...
Obama's Picks For NCAA Final Fours
Today at the White House Obama filled out his NCAA men's and women's tournament brackets with ESPN's Andy Katz and Doris Burke. ESPN - Andy Katz - Barack Obama - National Collegiate Athletic Association - Doris Burke
Claybrook On Her Former Department: 'a Lapdog Not A Watchdog'
Joan Claybrook on runaway Toyota Priuses and what the Department of Transportation needs to do to keep Americans safe. United States - Joan Claybrook - National Highway Traffic Safety Administration - Transportation Department - Health
PHOTOS: Winter Weather Around The World
Winter Weather Around the World - A historic snowfall dumps more than two feet of snow on Washington, D.C. and other surrounding regions. Thousands gather in Dupont Circle for a snowball fight. Washington DC - Dupont Circle Washington D.C. - Snowball fight - Snow - United States
SOCIAL SECURITY: What's The Average Benefit? (Asbury Park Press)
Q: What's the average monthly Social Security benefit for a retired worker?
Holder: 9/11 Trial Decision 'Weeks Away'
Tuesday in testimony before Congress Attorney General Eric Holder said the administration was weeks away from reaching a decision on prosecuting 9/11 mastermind Khalid Sheik Mohammed and that it was unlikely that Osama Bin Laden would ever be captured alive. Osama Bin Laden - Eric Holder - Khalid Sheikh Mohammed - Attorney general - Terrorism
PHOTOS: Top 10 Political Scandals Of The Decade
A look back at the top ten political scandals of the decade - from Senator John Ensign's extramarital affair with a former staffer and friend to former New York Gov. Eliot Spitzer's link to a prostitution ring and Lewis "Scooter" Libby's connection with the leak of CIA operative Valerie Plame's identity. Adult - Asia - Prostitution - Africa - Central America
PHOTOS: Newly Released 9/11 World Trade Center Aerials
NYPD releases new World Trade Center 9/11 aerials photos from Sept. 11 attacks. World Trade Center - September 11 2001 - Terrorism - Incidents - Image Galleries
Social Security To Start Cashing IOUs (Traverse City Record-Eagle)
The retirement nest egg of an entire generation is stashed away in this small town along the Ohio River: 2.5 trillion dollars in IOUs from the federal government, payable to the Social Security Administration. It's time to start cashing them in.
WATCH: Hasselbeck: Rielle Hunter Is 'Disgusting'
Elisabeth Hasselbeck criticizes John Edwards' mistress for her GQ photo shoot. John Edwards - Elisabeth Hasselbeck - United States - Government - Elections
PHOTOS: Travels Of The Obama Presidency
Highlights from President Obama's latest travels around the world.
WATCH: Obama Plugs Health Care Campaign-Style
President Obama rallies Ohio crowd in last public push for health care reform. Health care - Ohio - Politics - United States - Barack Obama
'Kill The Bill': Health Care Protestors Descend On Capitol Hill
Tea party protestors convened on Capitol Hill today to denounce Democrats' health care reform bill. Tea Party protests 2009 - United States - Democratic Party - Politics - Capitol Hill
PHOTOS: Kids In The White House
A look at children of the White House over the years.
WATCH: Overhauling America's Schools
Secretary of Education Arne Duncan discusses President Obama's proposal. Barack Obama - United States Secretary of Education - United States - President of the United States - President
WATCH: 2010 Census: What You Need To Know
Matt Jaffe offers good-to-know information on the 2010 census. Census - United States - Genealogy - Services - Recreation
PHOTOS: Michelle Obama: Fashion Icon?
First lady Michelle Obama makes a splash in Oslo, Norway.
Scott Brown: Senate Wheels 'Moving Somewhat' Since Coming To Office
Brown has already irked some conservatives with his independent streak. Scott Brown - United States - Politics - Senate - United States Senate
WATCH: Jake Tapper On Obama's Critics
The president makes his final public push for health care legislation. Jake Tapper - Health care - United States - Politics - Barack Obama
FACTS ON SOCIAL SECURITY DISABILITY SERVICES
There are different types of Social Security Disability Benefits and as members we have to be abreast with all legal components concerning Social Security. One type of disability benefit is the Disability Insurance Benefit. This type applies to disabled individuals who have worked in recent years with the general rule 5 out of 10 years. And also included in type of disability benefit are those disabled widows and widowers who are at least 50 years old and whose disability has been found out to exist over a certain amount of time after the death of either the wife or the husband. The Social Security however requires that the deceased member should have worked the amount of number of years required to be able to qualify him or her of the insurance. For cases wherein the deceased member has a disabled adult child, the ruling of Social Security requires that the child should have been disabled before aging 22 years old in order for the child to benefit from the death of his or her parents or any other member of the family in which he is dependent upon. All of the benefits offered by the Social Security are available for everybody. Interested individuals are only required to have enough credits and a job covered by Social Security to avail of the benefits provided by the agency. Nonetheless, the rate from person to person differs depending on the number of years they have worked and the degree or the severity of the disability. For Social Security related cases there are Social Security Attorneys to turn to. Social Security Lawyers have the expertise and the knowledge to help you through your various Social Security troubles. These Social Security Lawyers can be reached either by phone or by email. Check your state and get to know the Social Security Attorneys in your area.


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Retirement Communities: 6 Questions to Ask When Searching for a Place to Retire

M.J. Joseph

When deciding on a retirement community for you or a loved one, there are many factors to take into consideration. Where do you want to live? What type of community do you want to live in? How much can you afford? Here are several of the many important questions to ask yourself or your parents when trying to decide on a retirement community.


1. Where do you or a loved one want to live?

Location is the key to beginning a search for a retirement community. Do you want to stay in the same town, city or state that you live in now? Many seniors decide to move to a warmer climate to enjoy their retirement. However, some seniors would rather experience all four seasons or would rather stay in their area. Whatever your choice, deciding what part of the world you want to live in is very important in trying to find a retirement community.


2. What type of community do you want to live in?

There are many different types of communities that are now available for retiring seniors. Try learning more about these communities at Find a Retirement Community's glossary and deciding which is best for you:



Active Retirement Communities

Assisted Living Retirement Communities

Independent Living Retirement Communities

Continuing Care Retirement Communities

Alzheimer's Care Communities

Skilled Nursing Care Retirement Communities


After you find what type of community you want to live in, check out the cost. Also, make sure to check accreditation, licensing and the credentials of each prospective community. You want to be living in the best place for you, and need to be extra safe in doing the research for the community.


3. How are the local services?

When searching for a retirement community, look for grocery stores, gas stations, churches, hospitals, salons, pharmacies and different shops to make life easier for when you do move.


4. What are some living amenities?

Many retirement communities offer different types of housing for seniors. Many seniors prefer to choose places with elevators, wide hallways, shower chairs and good lighting that include meal plans and wheelchair accessibility. Some seniors choose to live in a community that offers a very active lifestyle. Many of the active lifestyle communities include golf, tennis and swimming activities, and concentrate on health and fitness to help you enjoy your retirement. Some of these might not apply to you, so just write down the living amenities you prefer to live with, and use that as a frame of reference when looking for a retirement community.


5. Is this place safe?

It is always important to keep safety in mind when looking for any home. Ask the following questions:



Is there security personnel on staff at night?

Is the retirement community located within the confines of a gated community?

How are the locks on the main door?



When finding a new place to live, it is nice to get to know what the neighborhood is like before moving so you are not caught off guard a week after you move in. Most of the time, you can tell whether a place is safe by looking at. Be sure to check during different times of the day. Ask could-be neighbors, gas station clerks, staff members or check with the local police department to see if the community is an ideal place for you.


6. Is the staff friendly?

An important aspect of a retirement community is a friendly and helpful staff. Many times people overlook the staff members when deciding on a retirement home. Remember, these people will be a major part of your life! Make a visit to the community and speak with actual staff members. As you walk through the community, observe how staff members and residents interact with each other. You want your retirement to be enjoyable, and it can be a lot more fun if the staff members in your community are easy to interact with.


Just as you would tour a house or apartment before buying or renting, you should tour a prospective retirement community to see where you fit in. After all, this is going to be a place where you plan on enjoying your retirement! Be sure it is right for you!

 

M.J. Joseph is a freelance writer from Kansas City, MO. You can read more of his articles about retirement communities, senior care and senior activities at Find-RetirementCommunity.



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