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FACTS ON SOCIAL SECURITY DISABILITY SERVICES There are different types of Social Security Disability Benefits and as members we have to be abreast with all legal components concerning Social Security. One type of disability benefit is the Disability Insurance Benefit. This type applies to disabled individuals who have worked in recent years with the general rule 5 out of 10 years. And also included in type of disability benefit are those disabled widows and widowers who are at least 50 years old and whose disability has been found out to exist over a certain amount of time after the death of either the wife or the husband. The Social Security however requires that the deceased member should have worked the amount of number of years required to be able to qualify him or her of the insurance. For cases wherein the deceased member has a disabled adult child, the ruling of Social Security requires that the child should have been disabled before aging 22 years old in order for the child to benefit from the death of his or her parents or any other member of the family in which he is dependent upon. All of the benefits offered by the Social Security are available for everybody. Interested individuals are only required to have enough credits and a job covered by Social Security to avail of the benefits provided by the agency. Nonetheless, the rate from person to person differs depending on the number of years they have worked and the degree or the severity of the disability. For Social Security related cases there are Social Security Attorneys to turn to. Social Security Lawyers have the expertise and the knowledge to help you through your various Social Security troubles. These Social Security Lawyers can be reached either by phone or by email. Check your state and get to know the Social Security Attorneys in your area.
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Social Security IOUs Stashed Away (The Washington Times) PARKERSBURG, W.Va. | The retirement nest egg of an entire generation is stashed away in this small town along the Ohio River: $2.5 trillion in IOUs from the federal government, payable to the Social Security Administration. It's time to start cashing them in. For more than two decades, Social Security collected more money in payroll taxes than it paid out in benefits - billions more each year ...
WATCH: Jake Tapper On Obama's Critics The president makes his final public push for health care legislation. Jake Tapper - Health care - United States - Politics - Barack Obama
Social Security To Start Cashing IOUs (Traverse City Record-Eagle) The retirement nest egg of an entire generation is stashed away in this small town along the Ohio River: 2.5 trillion dollars in IOUs from the federal government, payable to the Social Security Administration. It's time to start cashing them in.
PHOTOS: Winter Weather Around The World Winter Weather Around the World - A historic snowfall dumps more than two feet of snow on Washington, D.C. and other surrounding regions. Thousands gather in Dupont Circle for a snowball fight. Washington DC - Dupont Circle Washington D.C. - Snowball fight - Snow - United States
Holder: 9/11 Trial Decision 'Weeks Away' Tuesday in testimony before Congress Attorney General Eric Holder said the administration was weeks away from reaching a decision on prosecuting 9/11 mastermind Khalid Sheik Mohammed and that it was unlikely that Osama Bin Laden would ever be captured alive. Osama Bin Laden - Eric Holder - Khalid Sheikh Mohammed - Attorney general - Terrorism
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Marriage and Retirement - Do they mix?
Bruce Macdonald
Have you thought what retirement will do to your marriage? If one is still working while the other is retired, how will that work? If both are retired, will you get on each others nerves? Think about retirement in marriage - two people who are together and independent will change to two having one life together. Studies have shown that only a small proportion of marriages go sour in retirement. Yet many will undergo stresses as one or both partners retire. "The transition to retirement is particularly stressful, especially when one spouse retires before the other. During this time, couples fight much more and are significantly less satisfied with their marriages. Once both spouses are settled into retirement from their careers, however, marital satisfaction rebounds and couples report the highest level of martial satisfaction with the least conflict, compared with their peers." Cornell Wellness and Well-Being Study Consider that when working there is a balance between independence and dependence. In retirement this balance is shifted. When working each has their own routine that doesn't involve their partner. In retirement, the two are together disrupting that pattern. How will you deal with this shift? Retirement does have some pitfalls for couples. Yet it does offer opportunities. Couples can find ways to make their togetherness exceptionally rewarding. You may even find a new and deeper intimacy! Some keys to a successful retirement marriage are: honesty, empathy and anticipating the changes that will happen in the household routine. This means couples need to start planning well before each partner retires to minimize the conflicts that may arise. What habits do each of you have that is going to be difficult to change? How will you address large and small matters? How will each accommodate their partner for the sake of the relationship? In early planning partner's can figure out critical issues. For example, where you will live, how you're going to spend vacation or who is going to decide what you can or can't afford? All this will take tact, openness, sensitivity and, at times, negotiation. The key is planning ahead of time so each knows the game plan and what to expect. Otherwise, you'll be putting undue stress on your relationship - one that can be avoided. Some critical points that partner's need to learn is to talk openly and frankly about sensitive issues. Now is not the time to be quiet and laid back! What will the emotional impact be if the husband retires while the wife continues to work? Or visa versa? What will be the changes in expectations when one retires? How will the household routine change? How successful you traverse this transition depends on how well each communicates their needs and express their ideas, how well you listen to each other and how well you both manage the conflicts that will arise. It is going to be a time of flexibility and openness to growth. When you individually plan for retirement you develop your vision of retirement, to identify your needs and wants. Bring your plans to the table. Then plan your retirement as a couple putting these individual issues out in the open. You then can figure out how your separate plans will integrate into your marriage retirement plan. And yes, you should have a retirement plan for yourself AND as a couple! Just realize, your marriage retirement plan requires recognizing your spouse's point of view, feelings and needs. After all it is a two-way street. Retirement is the end of one phase of life and the commencement of a new adventure. It necessitates early planning - individually and as a couple. Couples, who have built a strong relationship, have planned early and who see themselves as a team, have an excellent chance of making retirement the best years of their lives!
I work with professionals who are transitioning to retirement helping them develop a strategy for a winning the game of retirement and creating a retirement that SIZZLES! Go to http://www.lifesbridge.com to find out more about what we can do together.
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