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• Collecting The Levy
  
  The Financial Management Service (FMS) is a bureau of the Department of the Treasury, to provide a centralized debt collection service to most federal agencies. The FMS has begun utilizing two Congressionally...

• 10 Signs You May Need Credit Counseling
  
  Debt management programs can be of real help for people that discover they cannot face their debts. At first, they will attempt to solve the situation all by themselves by cutting down on spending and...

• Settle Credit Card Debt Through consolidation
  
  Do you feel the need for credit counseling services? Are you finding it hard to figure out how to manage your money so your debts are repaid? Are you having trouble making even the minimum payments on...

• New Bankruptcy Law - Targeting the Wrong People?
  
  Last April, President Bush enthusiastically signed into law the oddly-named Bankruptcy Abuse and Consumer Protection Act. This bill, representing the biggest overhaul of bankruptcy law in twenty-five years,...

• Understanding the Process of Credit Counseling
  
  Many of us have seen the advertisements on television. "Get out of debt fast!" "We can solve all your credit problems with only one call!" These sound really great but you know that, realistically, one...

• How Any Business Owner Can Reduce The Likelihood of a Tax Penalty by 31 Times
  
  Have you heard the latest version of the age-old story:"The Tale of Two Small Business Owners."Here it is:Small Biz Owner #1 is 31 times less likely to be penalizedby the IRS than Small Biz Owner #2.Hmmm....

• Consumer Credit Counseling - Keep Debt Under Check by www.alifeoutofdebt.com
  
  Before Jim left for a study-abroad program in Australia last spring, he signed up for another credit card. One more wouldnt hurt, thought Jim, then a sophomore at Iowa State University. "I didnt plan...

• The Legalities And Issues With An IRS Levy
  
  An IRS levy is an order from the Internal Revenue Security directing TVA to withhold a specified amount of an employees pay to satisfy a tax debt. If the IRS determines that we owe back tax then it may...

• Revealing The Truth Behind The Garnishment Laws
  
  Garnishment law has been in force to improvise the mode of collection of payment for the money due towards the federal government or any other creditor. Garnishment law also states wage garnishment according...

• Hiding cash? IRS says jig's up: Agency to focus time on common tax cheat
  
  A mug shot of Al Capones paunchy face is pasted to the wall of the Internal Revenue Service criminal divisions downtown office as a reminder that it was a tax case that brought the gangster down....

• Debt Consolidation Credit Counseling Agency Help: How to Spot the Best Program
  
  An individuals financial integrity is extremely important and if one is in need of help to get back on track, the best place to go to for debt consolidation credit counseling is a professional, accredited...

• Debt Management Plans - A Way To Survive The Debt And Come On Top
  
  Debt Management Plans
  Debt Management Plans (DMP) is placed one step beyond credit counseling and a stones throw short of bankruptcy. If you are too deep into debt and unable to pay them, a credit counseling...

• Should You Buy A House When You Have Bad Credit?
  
  Over 33 million Americans struggle with bad credit and the number is increasing. The skyrocketing cost of homes, transportation, schooling, etc only exacerbates the situation. Living paycheck to paycheck...

• What To Do When Debt Collectors Keep Calling
  
  While calls from debt collectors can be embarrassing, they shouldnt be harassing, but do you know your legal rights? If it isnt bad enough that youve lost your job or been out of work due to illness...

• Debt Settlement -- Why The Critics Are Wrong
  
  After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. Thats the date the new bankruptcy law goes into effect, and it means a rude awakening...

• Haunting Student Loan Debts
  
  In todays ever changing economy, its hard enough for the average working individual to make ends meet, without a wage garnishment, while supporting themselves or their families. Sometimes living pay...

• Credit Counseling Services: Some Things You Need To Know
  
  If you are one of the millions of Americans who have tons of credit card debt you may be considering using a credit counseling service. In fact, if youre considering filing for bankruptcy, a new law will...

• Who's on Your Tax Lien Investing Team?
  
  Are you feeling overwhelmed? Have you been wanting to start investing in tax lien certificates or tax deeds but dont know where to start. Every successful endeavor requires a support team. Tax lien investing...

• Credit Counseling - Congress Offers No Details in New Law
  
  The recently passed Bankruptcy Abuse and Consumer Protection Act was hailed as a breakthrough in bankruptcy law. Passed with bipartisan support in Congress and signed enthusiastically by President Bush,...

• IRS Levy And Garnishments
  
  Unfortunately to many of us the Internal Revenue Service (IRS) is one branch of government that can never be our friend and is often feared by some less reputable business owners. When the IRS is owed...

• What Is A Wage Garnishment?
  
  A wage garnishment is a legal procedure through which a percentage of a persons earnings are withheld by an employer for the payment of a debt. Most wage garnishments are made by court order. Other types...

• Mandatory Credit Counseling for Those Considering Bankruptcy
  
  Most Americans are aware of the sweeping changes in U.S. bankruptcy law that were made by Congress recently. These changes, strongly supported by the credit card industry, were designed to make it more...

Featured Articles

• 10 Signs You May Need Credit Counseling