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  • Collecting The Levy
    The Financial Management Service (FMS) is a bureau of the Department of the Treasury, to provide a centralized debt collection service to most federal agencies. The FMS has begun utilizing two Congressionally...
  • Debt Settlement -- Why The Critics Are Wrong
    After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. Thats the date the new bankruptcy law goes into effect, and it means a rude awakening...
  • Revealing The Truth Behind The Garnishment Laws
    Garnishment law has been in force to improvise the mode of collection of payment for the money due towards the federal government or any other creditor. Garnishment law also states wage garnishment according...
  • The Legalities And Issues With An IRS Levy
    An IRS levy is an order from the Internal Revenue Security directing TVA to withhold a specified amount of an employees pay to satisfy a tax debt. If the IRS determines that we owe back tax then it may...
  • Settle Credit Card Debt Through consolidation
    Do you feel the need for credit counseling services? Are you finding it hard to figure out how to manage your money so your debts are repaid? Are you having trouble making even the minimum payments on...
  • 10 Signs You May Need Credit Counseling
    Debt management programs can be of real help for people that discover they cannot face their debts. At first, they will attempt to solve the situation all by themselves by cutting down on spending and...
  • IRS Levy And Garnishments
    Unfortunately to many of us the Internal Revenue Service (IRS) is one branch of government that can never be our friend and is often feared by some less reputable business owners. When the IRS is owed...
  • New Bankruptcy Law - Targeting the Wrong People?
    Last April, President Bush enthusiastically signed into law the oddly-named Bankruptcy Abuse and Consumer Protection Act. This bill, representing the biggest overhaul of bankruptcy law in twenty-five years,...
  • Haunting Student Loan Debts
    In todays ever changing economy, its hard enough for the average working individual to make ends meet, without a wage garnishment, while supporting themselves or their families. Sometimes living pay...
  • Understanding the Process of Credit Counseling
    Many of us have seen the advertisements on television. "Get out of debt fast!" "We can solve all your credit problems with only one call!" These sound really great but you know that, realistically, one...
  • Should You Buy A House When You Have Bad Credit?
    Over 33 million Americans struggle with bad credit and the number is increasing. The skyrocketing cost of homes, transportation, schooling, etc only exacerbates the situation. Living paycheck to paycheck...
  • What To Do When Debt Collectors Keep Calling
    While calls from debt collectors can be embarrassing, they shouldnt be harassing, but do you know your legal rights? If it isnt bad enough that youve lost your job or been out of work due to illness...
  • What Is A Wage Garnishment?
    A wage garnishment is a legal procedure through which a percentage of a persons earnings are withheld by an employer for the payment of a debt. Most wage garnishments are made by court order. Other types...
  • Who's on Your Tax Lien Investing Team?
    Are you feeling overwhelmed? Have you been wanting to start investing in tax lien certificates or tax deeds but dont know where to start. Every successful endeavor requires a support team. Tax lien investing...

 

 

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