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by Mike Davis
How to Get SSI & Social Security Disability - gives readers the focus and perspective of an experienced disability examiner, and therefore has great value to people who file Social Security disability claims. Claimants must gather copious amounts of evidence and deal effectively with disability examiners and doctors to win their cases. The book helps them do this. The book doesn't deal with all the legal issues that have change because they're not what a case hinges on. What counts is the medical evidence and forms.
The book's print is large and clear. The style is appealing. Though published in 2000, the book is far from out of date. It has the merit which is lacking in Social Security literature - Mr. Davis clearly and simply depicts how to prove your case.
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AN OVERVIEW OF BENEFITS (Part I)
Social Security members who were born before the year 1938 are qualified to full social security retirement benefits which will be given when they reach the age of 65.
However, for those who just applied for their Social Security in the year 2003, the required age for full retirement benefits will increase to 67. The increase to be implemented is gradual just take for example those members born in 1940 they may be able to get their full retirement benefits when they attained the age of 65 and 6 months. For those members born in 1950 they can get their full retirement benefits at the age of 66 and for those born in 1960 onwards, their full retirement benefits will be given to them at the age of 67.
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Social Security also offers early retirement benefits however at a reduced retirement amount. The early retirement is available at age 62 of members. The disadvantage of taking an early retirement benefit is that the monthly benefit is permanently reduced. On the contrary, members who take the early retirement option will be able to receive their benefits for a much longer period of time.
For those who tend to work beyond the full retirement option, the extra income they earn during those extra working years will increase their average income and will likewise increase their monthly retirement benefits. And another advantage for not applying for early retirement is that there are no earning limit for people ages 65 or older.
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SOCIAL SECURITY DISABILITY BENEFITS
In order to qualify for social security benefits, members applying must be suffering from a physical or mental impairment that is keeping him or her from doing any important work for at least a year. Another consideration is that the disability condition is anticipated to result in the death of the disabled member.
Disabled members are expected to file their disability claim the soonest time possible since disability claims really takes a long time to process. In most cases the monthly disability benefit if approved begins on the sixth month of the disability. The Social Security Disability Benefits is reduced when members have other government disability benefits. The standard rule for the amount of disability payments that a member or his/her family is supposed to receive must not exceed 80% of the averaged earning before a member becomes disabled. The Social Security Benefits is given until the member's condition improves and returns to work. However, if ever the member didn't recover from his or her disability the disability benefit continues as well as the Medicare benefit. For suggestions and comments kindly visit Jinky C. Mesias is a graduate of Bachelor of Arts and Sciences in Business Administration Major in Business Management. She is at present an Associate Manager of a Life Insurance Corporation and a freelance writer.
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Index of Articles about Disability
What Other Authors say about Claiming Social Security Disability
Disability Benefit Claims - How To Ensure Your Disability Benefit Claim Is Accepted
by Steven Ross
If you believe you qualify for disability benefit claims, then you will want to read this article. In it, we will discuss who qualifies for disability benefit claims, and how to make sure your claims are... If you are going to file an application for your social security disability claim you can file it at the nearest local social security office. The applicant can start out by going to a nearby social security... The supplemental security income is one benefit that can be considered as pro-poor benefit. But like any other Social Security Benefits, there are some requirements needed in order to qualify for the supplemental... Social Security disability attorney will just be at his client’s side all along the way. The attorney would help him determine what benefits they are eligible for incase they have suffered or injured... Yes, though your Social Security Disability benefits or worker's compensation benefits will likely be reduced. Typically, disability payments other than Social Security disability benefits will not affect... After Mary's failed back surgery, her doctor told her he'd support her claim for disability. His eyes were comforting and Mary felt like she'd finally found someone who understood the pain she was in.... We do not get everything we want. There are times when we fail and lose our hope. But when is the time to give up? Or is there really a time meant for it?Failures also invade administrative agencies and... |